Commercial Sectors
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Property
Property Insurance:
What you can buy:
- Property All Risks
- Burglary
- Armed Robbery
- Malicious Damage
- Explosion
- Earthquake
- Atmospheric Disturbance
- Aircraft Damage
- Impact Damage
- Industrial All Risks
- Business Interruption
- Hotel Owners All Risks
- Terrorism
- Comprehensive Machinery Insurance
- Contingent Business Interruption
What we need:
- Quality of Construction of Buildings
- Operational hazards
- Measures for Safety and Protection
For Business Interruption Policies
- Annual Turnover
- Audited Accounts
- Arrangement in Case of Accident
- Information on Auditors
For Hotel Owners Policies
- Information and All Necessary Documentation of Hotel
For Terrorism Policies
- Owners’ Involvement in Political Activities
- Location of Premises and Activity in Surrounding Area
- Details of Current Security Conditions
- Loss History and Incidents or Threats Within the Last 5 Years
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Engineering
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Miscellaneous
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Motor
Motor Insurance
Premier Insurance wants to help you run your business with minimal interruption, smooth operations and efficient management. Protect your company fleet with our various Motor Insurance policies and be at ease knowing that in case your company vehicle is meets an unfortunate accident, Premier Insurance will lift your burden and promptly handle the situation.
What you can buy:
- Commercial Vehicle Comprehensive Insurance
- Commercial Vehicle Third Party Liability
- Trade Plate Insurance
- Fleet Cover
- Mobile Construction Vehicles
What we need:
- Details of Vehicles
- Complete Documentation for All Vehicles
- Company Profile
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Marine
Marine Insurance
The business of insurance originates from a small coffee house on Tower Street in London. The first kind of insurance sold was Marine Insurance. It is the most fundamental of all insurances predicated on the idea that while you may be a diligent business professional and keep a watchful eye on your stock, the waters are vast and there is always a risk. Protect your assets on water. Trust Pakistan’s first insurance company to provide you the primary form of insurance.
What you can buy:
- Marine Cargo Export
- Marine Cargo Import
- Marine Inland Transit
- Marine Hull
- Marine Hull Last Voyage
- Pleasure Boats
- Marine Stock Throughput
- Marine Umbrella
- Port Operators Comprehensive
- Stevedores Legal Liability
What we need:
For Marine Cargo Policies
- Details of Goods
- Trade Routes
For Marine Inland Transit Policies
- Vehicle Details
- Complete Documentation of Goods
For Marine Hull Policies
- Complete Details of Ship
- Complete Documentation of Insured Entity
- Seaworthiness of the Entity
For all Port Related Policies
- Value of All Equipment at Port
- Infrastructure Details
For Stevedores Legal Liability Policies
- Company Profile
- Years in Business
- Locations to be Insured
- Information on All Lifting Gear Used
- Safety Precautions
- Security Arrangements
- Annual Gross Receipts
- Loss Experience
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Energy
Energy Risks
In order to accelerate Pakistan’s march towards success, we need to overcome our energy shortfall. Premier Insurance has been investing in the future of Pakistan since 1952. It is our vision to see the nation grow and we want to enable those who are facilitating its growth. Allow Premier Insurance the honour of servicing the insurance needs of your energy company so that we may both realise our vision.
What you can buy:
- Oil and Gas Offshore Construction
- Oil and Gas Onshore Construction
- Oil and Gas Control of Well
- Thermal Power Plants
- Wind Power Plants
- Solar Power Plants
What we need:
- Information on Surrounding Areas
- Back Up Contingency Plans
- Information on Supervising Engineers
- Legal Permits/Energy Deals With Foreign Companies and/or Government
- Details of Infrastructure
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Aviation
Aviation Risks
“Flying might not be all plain sailing, but the fun of it is worth the price.” – Amelia Earhart
We share your enthusiasm for aviation. Allow us to secure your aviation risks and let us share the thrill of flight!
What you can buy:
- Individual Aviation Insurance
- Fleet Aviation Insurance
- Airport and Airport Services
- Helicopters
What we need:
- Complete Details of Aircraft
- Geographic Location of Cover
- Pilot Information
- Complete Hanger Details
- Use of Aircraft
- Information on Ports of Operation
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Health
Commercial Health Insurance
What you can buy:
- Group Health
What we need:
- Company Information
- Types of Benefits and Total Coverage Required
- Census Details of Employees and Their Dependants
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Liability
Liability Insurance
What you can buy:
- Third Party Liability
- Product Liability
- Product Recall
- Professional Liability
- Directors and Officers Liability
- Commercial General Liability
- Public Liability
- Medical Malpractice
- Employer’s Liability
- Credit Guarantee
- Trade Credit
What we need:
- Number of Premises
- Number of Employees
- Description of Business/Designated Contract
- Description of Process and Activities
- Annual Sales Revenue
For Public Liability Policies
- Information on All Machinery Driven by Gas, Water Electricity or Other Mechanical Power.
- Fencing Around Machine, Plants and Ways
- Information on Acids, Gases, Chemicals or Explosives Used at the Plant
- Personal and Employee Insurance
- Employee Medical Services Provided
For Professional Indemnity Policies
- Legal defence costs
- Financial loss
For Medical Malpractice Policies
- Doctors Profile
- Complete Documentation of Hospitals
For Employer Liability Policies
- Company Profile
- Employee Details
- Safety Precautions
- Safety Manuals
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Bonds
Financial Guarantee Insurance
What you can buy:
- Bid Bonds
- Performance Bonds
- Mobilization Bonds
- Supply Bonds
What we need:
For Bid Bonds Policies
- Company Profile
- Contracts Completed in the Last 5 Years
- Certificate of Engineering Council
- Bank statements and Balance sheets
- Nature and Location of Project
For Mobilization Bond Policies
- Company Profile and List of Contracts Completed by Contractor in the Last 5 Years
- Certificate of Engineering Council
- Bank statements, Balance sheets
- Nature/ Location of Project
For Performance Bond Policies
- Contractor Profile
- Contracts Completed in the Last 5 Years
- Certificate of Engineering Council
For Supply Bond Policies
- Company Profile and List of Contracts Completed by Contractor in the Last 5 Years
- Certificate of Engineering Council
- Bank statements, Balance sheets
- Nature and Location of Project